As the name suggests, umbrella liability insurance provides broad coverage – an extra layer of protection from your business, above and beyond other business insurance like property, general liability, auto and workers’ compensation. 

Umbrella liability policies basically pick up where the other coverage stops and serve to further protect business assets. It’s the most cost-effective way to provide additional insurance against bodily injury and/or property damage, and is the best line of defense against an unusually high loss when the limits of other policies have been reached.