Tips for Winter Driving

Safe Driving and Vehicle Maintenance Are KeyWinter is a time when safe driving and well-maintained vehicles take on even greater importance.  “Failure to keep in proper lane or running off the road” and “driving too fast for conditions” are the two of the most frequent driver behaviors, according to the National Highway Traffic Safety Administration (NHTSA). 

Does My Business Need Terrorism Insurance?

Terrorism insurance is offered separately or as a special addition—called an “endorsement” or “rider”—to your standard commercial property insurance policy. A standard business policy alone will not cover losses caused by terrorism.

4 Important Tips for Winterizing Your Boat

When you take care of the small details in life, you can avoid a lot of big problems. This applies to nearly everything, but especially when it comes to expensive assets like homes, cars, and yes, boats. Attention to some basic maintenance before the cold sets in can extend the life of your boat and help prevent major inconveniences and expensive repairs. Here are some important tips to consider when putting your vessel up for the season..

DIY Roadside Assistance Kit: 6 Must-Haves in an Emergency

AUTO SMARTS DIY Roadside Assistance Kit: 6 Must-Haves in an Emergency Dead battery, flat tire, overheated engine…you never know what type of car troubles you’ll encounter on the road, or where a breakdown might leave you. No matter what the situation though, an emergency kit can play a crucial role in helping you get back […]

3 Important Car safety Tips for Toddlers

AUTO SMARTS 3 Important Car Safety Tips for Toddlers With a toddler on board, even a quick trip to the grocery store can sometimes seem like a hairy rollercoaster ride. Keep your pint-size passengers protected and secure on the road with these tips: 1. Avoid car seat mistakes Most new parents admit that installing a […]

What to Know about Renovating a Roof

What to Know about Renovating a Roof Welcome to Farmers Home Renovation Series. Covering everything from bathrooms to roofs, these articles provide suggestions to help you plan your renovation, speak confidently to a contractor, and get the biggest bang for your renovation buck.   It may not be as glamorous as a new kitchen or […]

Baby Proofing Your Home

LIFE EVENTS Baby Proofing Your Home Baby Proofing Your Home in the Modern World As expecting parents, new parents, or veteran “we’ve been there done that” parents, odds are you’ve done your homework on baby proofing. You know kids love to get into trouble. They climb things they shouldn’t, grab dangerous stuff, and put everything […]

Look both ways

Look Both Ways [Infographic] Life is a risk we face every day. We get out of bed, brush our teeth, make coffee, and commute to work, blissfully unaware of the dangers surrounding us. Thankfully, most of us go through our everyday lives never coming face to face with things like house fires and car accidents. […]

Auto smarts

AUTO SMARTS Insurance Gaps: Comprehensive and Collision Coverage Auto Liability insurance (the type of coverage you typically needed to drive legally) works to cover you and pay for damages you may cause if you’re ever at fault in an accident. The thing is, liability coverage doesn’t do anything for your car. If you’re at fault, […]

Home insurance calculator

HOME TOOL KIT Home Insurance Calculator In the most basic of terms, when thinking about Homeowners insurance, homeowners should consider the following: Property Limits + Liability Limits = Homeowners Insurance Limits The details: You probably spent a pretty penny on your home. Talked to endless mortgage lenders, searched high and low for the right house, […]

Shopping for car insurance for teen drivers

It almost happens overnight. One day you’re pushing them down the sidewalk in a little plastic car, the next they’re asking for the keys to the real thing. As a parent, letting your teen take the wheel is a strange feeling; it’s a weird mix of pride, protection, fear, and trust. As the person who […]

8 Must-Ask Questions About Life Insurance

8 Must-Ask Questions About Life Insurance Are you convinced that life insurance is important for you, but don’t want to spend weeks running around comparing rates and providers? Let’s cut the small talk and give you the information you need to have one conversation with your agent, save time, and still get the coverage you […]

How Can I Lower my Life Insurance Rates?

LIFE EVENTS How Can I Lower my Life Insurance Rates? Life insurance may be a good thing to consider, especially as you start to build a family. But let’s be honest…there may be plenty of other stuff you’d rather spend your money on. So how can you get quality Life insurance for the future and […]

Are your business vehicles insured?

If you’re a small-business owner, you know that your company vehicles can provide convenience, a consistently professional image and even effective mobile marketing. But do you know that they also require a commercial insurance policy? It’s true! Personal auto policies generally exclude coverage for vehicles used in your business, so if you use vehicles to […]

Should you consider purchasing a fixed annuity?

We hear it often — Americans are living longer and healthier lives and the population of retired people is about to explode thanks to aging Baby Boomers. The question then becomes: Will my retirement income be enough? Fixed annuities may help address that concern. Deferred or immediate? There are two basic types of fixed annuities: […]

Do you have an umbrella?

Ah, the joys of home. So many comforts — and so many risks. The dog, the teenage driver, the pool, the house parties, the monster tree that overhangs your neighbor’s yard — any of these could be the stuff from which lawsuits arise. And many homeowners and auto insurance policies may not offer enough coverage […]

Precious cargo on board

If you have children, you know how important it is that they’re secured when you’re driving with them. But did you know incorrect usage of a car seat is common — and that even a minor mistake in usage can cause serious injury?1 Here are some tips that may help you use your child’s car […]

I'm single. Do I need life insurance?

Single people often think they don’t need life insurance and they’re often right. But there are many factors to consider beyond marital status when deciding whether you want life insurance. Answer the following questions and see where you stand: Do you have any dependents? If you have children, or provide support for a parent or […]