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Go green and save green Many of us are trying to find ways to save energy and reduce our carbon footprint. Here are some things you can do today to help reduce your environmental impact and save money: Save energy, save money Set your thermostat a few degrees lower in the winter and a few …

We hear it often — Americans are living longer and healthier lives and the population of retired people is about to explode thanks to aging Baby Boomers. The question then becomes: Will my retirement income be enough? Fixed annuities may help address that concern. Deferred or immediate? There are two basic types of fixed annuities: …

If you’re a small-business owner, you know that your company vehicles can provide convenience, a consistently professional image and even effective mobile marketing. But do you know that they also require a commercial insurance policy? It’s true! Personal auto policies generally exclude coverage for vehicles used in your business, so if you use vehicles to …

Ah, the joys of home. So many comforts — and so many risks. The dog, the teenage driver, the pool, the house parties, the monster tree that overhangs your neighbor’s yard — any of these could be the stuff from which lawsuits arise. And many homeowners and auto insurance policies may not offer enough coverage …

If you have children, you know how important it is that they’re secured when you’re driving with them. But did you know incorrect usage of a car seat is common — and that even a minor mistake in usage can cause serious injury?1 Here are some tips that may help you use your child’s car …

Single people often think they don’t need life insurance and they’re often right. But there are many factors to consider beyond marital status when deciding whether you want life insurance. Answer the following questions and see where you stand: Do you have any dependents? If you have children, or provide support for a parent or …